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Inland Marine Insurance

Inland Marine Insurance from Income Resource Group

Don’t let the name mislead you—Inland Marine Insurance has nothing to do with oceans. Instead, it protects your business property while it’s on the move over land or stored off-site.

Whether you’re shipping valuable equipment by truck, transporting tools between job sites, or storing goods at a third-party location, this coverage helps safeguard your materials from risks like collisions, theft, and accidental damage.

At Income Resource Group, we’ll help you understand where your standard property coverage ends—and how inland marine insurance can step in to keep your assets protected wherever they go.

Let’s talk about the right coverage to keep your business moving forward.

Inland Marine Insurance is a specialized type of business coverage designed to protect your valuable materials, equipment, and products while they’re on the move—whether by truck, train, or temporarily stored off-site.

This coverage helps repair or replace portable business property that’s damaged by a covered event, so you can keep your operations running with fewer interruptions.

Typical covered risks may include:

  • Theft
  • Fire
  • Wind and hail damage
  • Water damage

Beyond basic protection, inland marine insurance can also cover more complex situations, such as:

  • Mysterious disappearance – when an item goes missing and the cause can’t be determined
  • Accidental drops or damage – caused while loading, unloading, or during transit

At Income Resource Group, we’ll help tailor an inland marine policy that matches how your business moves, ships, or stores critical assets—so you’re protected from warehouse to worksite and everywhere in between.

Inland Marine Insurance is designed to offer flexible, broad protection for the tools, equipment, and property your business relies on—whether it belongs to you, your clients, or your vendors.

For Your Business:

From construction tools to medical devices, photography gear to specialized machinery—if your business depends on equipment that travels or moves between job sites, inland marine insurance helps protect it from damage, theft, or loss.

For Your Customers:

If clients leave their property in your care—whether for service, storage, or transit—this coverage can help protect them too. Inland Marine Insurance offers peace of mind by covering damage or theft while the item is in your possession.

For Your Vendors:

When you lease or rent equipment, most vendors require that you provide proof of insurance. Inland marine coverage helps ensure they’re protected as well, offering compensation to repair or replace any equipment lost or damaged while under your control.

At Income Resource Group, we help you protect what moves your business forward—because the tools and trust you rely on deserve the right coverage.

Inland Marine Insurance is a specialized form of property coverage—and while not every business needs it, it can be essential for those with assets on the move. You should consider inland marine coverage if your business:

  • Frequently ships goods or equipment over land
  • Occasionally moves high-value items between locations
  • Operates from multiple sites with mobile or shared assets
  • Stores property at third-party facilities
  • Uses commercial vehicles that serve as mobile workstations—like food trucks or service vans

From stolen tools and damaged equipment to lost inventory or contamination, the risks you face while your property is in transit or offsite are very real. Inland Marine Insurance gives you the flexibility to customize protection for these specific exposures.

At Income Resource Group, we’ll help you determine whether this type of policy fits your business—and ensure you have coverage that keeps your operations moving with confidence.

Let’s talk about what you need, and what coverage makes the most sense for how you work.

If your current inland marine insurance isn’t providing the support, service, or value your business deserves—whether it’s an unexpected rate increase, limited flexibility, or a difficult claims experience—it may be time to explore better options.

That said, switching providers should be done carefully. Canceling your policy too soon can leave your business exposed to unnecessary risks.

At Income Resource Group, we make the transition simple. We’ll help you review your current coverage, explore smarter alternatives, and ensure there are no gaps along the way.

Let’s make sure your policy fits your needs today and grows with your business tomorrow—contact us to get started.

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