Directors & Officers Insurance - IncomeResourceGroup

Don’t leave your future to chance—get the coverage you need to protect what matters most.

What is Directors & Officers Liability?

Directors & Officers (D&O) Liability Insurance protects the personal assets of company leaders if they’re held personally responsible for decisions made in their corporate roles. Whether it’s a claim from a shareholder, vendor, or regulator, D&O insurance steps in when your business can’t—or won’t—cover legal expenses.

Income Resource Group helps you build a tailored D&O policy so your leadership team can focus on the future without fear.

What is Covered by Directors & Officers Liability?

Side A Coverage: Protects individual directors and officers when the company cannot indemnify them—often in bankruptcy cases.

Side B Coverage: Reimburses the company when it does indemnify directors or officers for claims made against them.

Side C Coverage: Also known as "entity coverage," it protects the company when it is named in a lawsuit, though it may reduce funds available for individual protection.

At Income Resource Group, we help you structure coverage that protects both your leadership and your company with clarity and confidence.

Why is D&O Insurance Important?

General liability or E&O policies don’t typically cover claims made against directors or officers. Without D&O coverage, your leadership could face personal legal exposure—and the costs can escalate fast, often reaching six figures.

Whether it’s a lawsuit from shareholders or allegations of mismanagement, a strong D&O policy helps mitigate financial and reputational risks for your team. Let Income Resource Group help you stay protected in a high-stakes environment.

Already Have D&O Insurance? Let’s Make Sure It’s the Right Fit

If your current policy lacks the flexibility, support, or value your leadership needs—it may be time for a change. Just remember: always have a new policy in place before canceling the current one to avoid coverage gaps.

Income Resource Group makes switching easy. We’ll review your current D&O coverage, explore better alternatives, and guide you through a seamless transition—so your business and its leaders stay protected every step of the way.

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